Skip Navigation

Legal

Terms and Conditions of use of Virgin Island Money Plc Website

Access to this Website and the use of information on it is subject to these Terms and Conditions of Use. You should carefully read these Terms and Conditions of Use. By proceeding further, you will be deemed to have accepted them.

  1. Definitions
    In these Terms and Conditions of Use, the following terms shall have the meanings indicated:

    "Terms and Conditions of Use" - means the terms and conditions of use of this Website herein contained;

    "Virgin Island Money Plc" - means the Governor and Company of the Virgin Island Money Plc;

    "Virgin Island Money Plc" means Virgin Island Money Plc, its subsidiaries and associates;

    "Virgin Island Money Plc Website" and "Website" mean this website, being a website accessible at or via any or all of the following internet addresses: (i) http://vmoonline.com

    "Privacy Statement" means our statement of practice as regards the privacy and security of your information when accessing and/or using this Website and any of the features hereon

    "you" means any and all persons accessing or using this Website and/or availing of any information and/or services available on or via this Website;

    "we" and "our" and "us" means Virgin Island Money Plc and Virgin Island Money Plc;
     
  2. Governing Law and Jurisdiction

    Information appearing on this Website is provided in accordance with and subject to the laws of the UK and the laws of the UK govern the conduct and operation of this website. The courts of the UK have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with these Terms and Conditions of Use, the information contained on this Website, and any use made of that information. Any such claims or disputes shall be resolved in accordance with the laws of the UK.
     
  3. Disclaimer as to accuracy of information

    Care has been taken in the preparation of the information contained on this Website. However, we do not make any representations or warranties as to the accuracy of the information contained on this Website.
     
  4. Need for professional advice

    You should not rely on any information contained on the Website in relation to a specific issue or decision without taking financial, banking, investment or other advice from an appropriately qualified professional adviser.
     
  5. Prohibited use of Website

    The information on this Website is not intended to be provided to and should not be used in any State or jurisdiction of any nature in which access to or use of such information is prohibited, whether in the format in which it is presented on this Website or otherwise. If you have any doubts about the legality of your using this Website, you should not continue any further.
     
  6. Not an offer or solicitation

    The information contained on this Website is not intended to nor does it constitute an offer or solicitation of investment, financial or banking services by us or any of us. Residents of the UK only are invited to apply for the credit products and/or services listed. Users of this Website should note that each of these products and services are provided subject to separate specific terms and conditions which should be carefully read.
     
  7. Amendments

    The contents of this Website, including these Terms and Conditions of Use, any information contained on this Website and our Privacy Statement are subject to change and to being updated without notice from time to time.
     
  8. Hypertext links

    8.1
    This Website contains hypertext links to websites not maintained by Virgin Island Money Plc or any member of Virgin Island Money Plc. Neither Virgin Island Money Plc nor Virgin Island Money Plc endorses or represents the reliability, accuracy, or quality of any information, goods, services, or products displayed or advertised on such other websites. No member of Virgin Island Money Plc is or shall be (or be deemed to be) a party to any contract that you may or do enter into with the providers of such goods, services or products. You are reminded that different terms and conditions of use will apply to you as a user of such websites. Virgin Island Money Plc hereby disclaims any and all liability for the content of such websites and any loss or damage of any nature suffered by you as a result either: (a) of accessing or using such websites; or (b) availing of or acquiring any or all of the goods, services or products advertised or available on or via such websites. The use by you of such websites is at your sole risk.

    8.2
    This Website contains hypertext links to websites maintained by members of the Virgin Island Money Plc other than Virgin Island Money Plc. You are reminded that different terms and conditions of use may apply to you as a user of such websites.

    8.3
    No third party is permitted to create a link from another website to this Website without our prior written consent.
     

  9. Please note that Virgin Island Money Plc cannot guarantee the privacy or confidentiality of information relating to you that passes over the Internet. In accessing this Website and in availing of any of the services/information available on or via this Website, you are deemed by these Terms and Conditions of Use to accept that electronic mail messaging and Internet communication may not be free from interference by third parties and may not remain confidential.

    In all circumstances the use by you of this Website is at your sole risk.
     
  10. Privacy Statement

    Virgin Island Money Plc will use your personal data in the manner set out in its Privacy Statement. However, in the event of a conflict between the Privacy Statement and these Terms and Conditions of Use, the Terms and Conditions of Use shall prevail.
     
  11. General disclaimer of liability

    11.1
    No member of the Virgin Island Money Plc (or any other person involved with the provision and maintenance of this Website) takes any responsibility for the accuracy of the information provided on this Website. Use of such information is at the user's sole risk. No member of the Virgin Island Money Plc accepts any liability for any loss or damage of any nature, including but not limited to loss of profits, goodwill, or any other type of financial or other pecuniary or direct or special indirect or consequential loss howsoever arising whether in negligence or for breach of contract or other duty as a result of:
    (i) use of this Website, including but not limited to any electronic mail messaging and Internet communication that may arise from, in the course of or pursuant to such use; and/or
    (ii) reliance on the information contained in this Website, whether:
    (a) downloaded or not;
    (b) authorised or not.

    11.2
    Virgin Island Money Plc makes no representation or warranty or undertaking of any kind in relation to the analysis or information contained on this Website or the completeness or accuracy of such information.
     
  12. Right of Virgin Island Money Plc to information on this Website

    The information contained on this Website may not be copied, transmitted, amended or reproduced in any form whatsoever without the prior written consent of Virgin Island Money Plc.
     
  13. Attempted use of Website

    These Terms and Conditions of Use shall also apply, subject to alteration as necessary, to attempted access of the Website and attempted use of information on it.
     
  14. General

    14.1
    In the event that any provision in these Terms and Conditions of Use is held to be unenforceable or invalid, such provision shall be severed and the remaining provisions shall be enforceable to the fullest extent permitted by the laws of UK.

    14.2
    Clause headings in these Terms and Conditions of Use are for reference purposes only and shall not be used to construe or determine the meaning of any or all of these Terms and Conditions of Use.